For the Banque de France, household solvency is not a source of concern at this stage. But more and more households are seeking to renegotiate their loan to reduce their monthly payments.
« The situation of households does not, at this stage, call for major concerns for the stability of the financial system. “. This is the observation made by the Banque de France in its latest risk assessment report on the French financial system published on Thursday.
For the time being, the Bank considers that “ household support measures, in particular partial activity schemes, have made it possible to preserve a significant portion of employment and disposable household income ».